Blog

If the last few years in the real estate market have taught us anything, it is that preparation is everything. As we look toward the horizon of 2026, the Florida housing market continues to evolve. Whether you are looking to purchase your dream home in historic St. Augustine, refinance an existing loan to access equity,…

The year 2025 has been a journey for the real estate and financing world, marked by significant shifts in the mortgage rate environment. As the year draws to a close, prospective homeowners and those looking to refinance need a clear understanding of where the market stands and how to prepare for 2026. If you are…

“By all accounts, the general public is not aware of all the services that agents provide to sellers and buyers during the course of the transaction, probably because most of the important services are performed behind the scenes.” Here is a list of your REALTOR®’s activities, broken down by phase of the transaction: Pre-Listing Activities…

FHA is primarily concerned that everything in the house functions properly and that there are no health and safety issues. The basic concept of meeting FHA minimum requirements is that everything must work as it was designed to work. For example, a window that is supposed to open must open, and a built-in appliance should…